Fund supplier deposits and seasonal stock builds months before the selling window opens. No personal guarantee. No equity.
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Furniture, homewares, garden products, and outdoor living all require heavy upfront investment. Supplier deposits and stock commitments land months before selling season. Revenue arrives later.
We connect to your inventory, revenue and financial data to structure capital that aligns with how home and garden eCommerce operates.
CapRelease connects to your sales channels, inventory, accounting, and banking data. We see sell-through rates by SKU, which channels are moving stock, and how your inventory levels shift week to week. We use that to structure facilities around your container schedules, supplier payment terms, and seasonal buying patterns.
"We had a container order ready on our new season range but couldn't commit the deposit without running low on our bestselling indoor lines. CapRelease gave us the capital to place the order without pulling budget from existing stock. We repaid as it sold through."
A single blended facility covers both inventory and revenue costs. Use the capital where it drives growth.
A home and garden brand sells DTC on Shopify, via Amazon, and on Wayfair. They need to fund a container of new season furniture and homewares, restock bestselling lines, and scale paid media ahead of spring.
CapRelease analyses their live inventory, revenue by channel, sell-through velocity, and accounting data. The brand receives a funding offer within 48 hours covering the supplier deposit, restocks, and a paid media budget for the spring push.
Most UK home and garden eCommerce brands with consistent online revenue are eligible. DTC, marketplace, or multi-channel.
UK-registered limited company
£20k+ monthly online revenue
6+ months trading history
Selling via Shopify, Amazon, or marketplaces
Inventory-based business model
No personal guarantee required
Common questions from home and garden eCommerce brands.
Yes. Capital is dispersed to your account to cover supplier deposits, final balances, and freight costs. Facilities range from £20k to £1m, so whether you are ordering a single container or multiple, we can structure the funding around your order schedule.
Repayment is flexible. You can repay as a percentage of daily revenue or as a fixed amount. For seasonal stock, this means repayments are lighter during quieter months and pick up as sales increase. The facility is designed around trading patterns, not fixed calendar dates.
Yes. We connect to Shopify, Amazon, WooCommerce, and other platforms. Multi-channel sellers are a good fit because we can see the full picture of your sales, which typically results in a stronger facility offer.
CapRelease provides a blended facility combining inventory finance and revenue finance in one product. We underwrite using live operational data, not invoices or historical bank statements. One fixed fee. No personal guarantee. No equity.
Yes. The blended facility combines inventory finance (for supplier payments, deposits, and restocking) with revenue finance (for paid media, content, and operational costs). One facility covers both.
Most brands receive a funding offer within 24-72 hours of connecting their data. Once accepted, capital is typically available within 48 hours.
CapRelease supports eCommerce brands across categories.
Apply in minutes. No commitment, no impact on your credit score.
Prefer to talk first? Speak to our team
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