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London, UK, 11 December 2025 - CapRelease, the first logistics-embedded finance platform, today announced the completion of a USD 36.0m (GBP 27.0m) combined debt and equity funding round to accelerate its UK growth and prepare for international expansion. This announcement follows CapRelease’s successful GBP 1.7m pre seed round earlier this year, which represented one of the largest early stage Lend Tech raise in Europe in the past two years.
The round comprises a USD 33.3m(GBP 25.0m) senior debt facility provided by Partners for Growth (PFG), a global private credit firm, together with USD 2.7m (GBP 2.0m) in equity led by a global family office focused on fintech with established holdings in leading UK neo banks. A second close of the equity round is planned for Q1 2026 to support initial entry into the United States.
The newly secured funding will allow CapRelease to scale its footprint across the United Kingdom, deepen integrations with logistics providers and retail technology platforms, and strengthen its position at the centre of the eCommerce value chain. The investment will also advance the company’s proprietary underwriting and risk infrastructure and support preparations for its expansion into the United States in 2026.
Mordor Intelligence estimated the UK eCommerce market at approximately GBP 180bn in 2025, yet many retailers remain locked out of growth finance due to outdated credit scoring, slow underwriting and onerous security requirements. Restricted access to working capital prevents eCommerce SMEs from scaling or investing at the speed the market demands. With eCommerce sales expected to grow at 22% CAGR between2025-30[1],CapRelease unlocks this demand by linking capital to verified operational performance, enabling faster deployment, lower loss rates and meaningful growth without personal guarantees or heavy collateral obligations.
Commenting on the announcement:
“This raise represents a significant step-change for CapRelease, the logistics ecosystem and for funding eCommerce retailers. By combining multi-source AI/ML data intelligence with a modern infrastructure approach to risk, we are helping retailers unlock capital with more confidence and less friction.” said Jack Williams, Founder & CEO of CapRelease.
“Partnering with a specialised global credit fund like PFG is a major milestone for CapRelease. This provides us with our first senior institutional debt facility and the firepower to accelerate our growth and, more importantly, get quicker, more fit-for-purpose capital into the hands of SMEs to support their growth”, said David Nangle, Founder & CFO of CapRelease.
Richard Osborne, Investment Director at Partners for Growth, commented: “We’re excited to partner with CapRelease at this pivotal moment. The strength of the team’s expertise across credit, logistics, and technology has enabled a globally distinctive lending and distribution model with the potential to reshape how eCommerce businesses access capital. We’re proud to support them on the journey ahead as they continue to scale.”
“We look forward to working with CapRelease as the company continues to develop its platform. CapRelease’s data-driven approach to assessing merchant performance aligns with PFG’s focus on structured, risk-aware credit solutions”, said Armineh Baghoomian, Managing Director, Head of EMEA and Co-Head of Global Fintech at Partners for Growth.
This investment reflects PFG’s strategy of backing high-growth companies with structured credit that combines downside protection with scalability. PFG has spent more than twenty years funding growth, supporting over 250 companies in fifteen countries worldwide.
Redefining Working Capital for eCommerce
CapRelease funds ambitious Commerce retailers across every sector, from emerging fashion labels to fast-growing beauty and wellness brands. Its platform uses real time data from logistics partners, sales performance, payment systems and consumer behaviour to deliver working capital that mirrors a merchant’s true trading momentum. With visibility into customer trends, product velocity and inventory turnover, retailers can access fast, flexible and non-dilutive funding supported by CapRelease’s proprietary AI and ML underwriting, which assesses risk using thousands of data points that traditional lenders cannot reach.
CapRelease provides a unique blend of inventory and revenue-based financing to eCommerce merchants, powered by deep data integrations across merchant operations, logistics partners, and payment infrastructure. Its proprietary platform enables:
· Unique route to market through logistics partnership network
· Real-time AI/ML data-driven underwriting
·Faster credit decisions and capital deployments
· Strong collateral protection without personal guarantees for founders
The platform has built an embedded presence across the eCommerce value chain, working closely with third-party logistics (3PL) providers and retail enablement platforms to deliver capital at the point of merchant need.
Deployment and Growth Strategy
The new capital will support CapRelease's growth through:
· Scaling operations across the UK and preparing for international expansion
·Funding thousands of working capital advances to eCommerce merchants
· Expanding strategic partnerships across thelogistics and retail ecosystem
· Continued advancement of proprietary risk models and underwriting infrastructure
· Expanding into the US market in 2026
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About CapRelease
CapRelease is a working capital funding platform for eCommerce retailers, combining multi-source AI / ML data intelligence with modern credit infrastructure to reduce loss rates and improve funding access for online merchants. The company works with key partners across the logistics ecosystem to originate and serve merchants more efficiently.
For more information, please visit our website www.caprelease.com, or follow us on Linkedin.
Note, CapRelease does not offer regulated consumer credit products.
About Partners for Growth
Partners for Growth (PFG) is a global private credit firm specializing in custom debt solutions for high-growth companies. For over twenty years, PFG has provided growth debt financing to technology, fintech, healthcare, and tech-enabled companies to accelerate their path to profitability or finance specific assets at pivotal stages of growth. Since its inception, PFG has partnered with over 250 companies across more than15 countries.
For further information, please visit our website: pfgrowth.com, or follow us on LinkedIn.
Media Enquiries
CapRelease: press@caprelease.com
Investor Relations: investors@caprelease.com
PFG (via Thoburns): Simran Randhawa – pfg@thoburns.com| +44 7564 584 423
[1] UKEcommerce Market - Size & Growth Analysis Report, 2030