Frequently Asked Questions

Working capital for eCommerce brands, from $20k to $1m. We combine inventory and revenue in one facility and underwrite it on live inventory, sales, accounting and banking data, so funding reflects how your business actually trades.

Apply online in about 2 minutes, then connect your sales, accounting and banking platforms. We review your live data and come back with a decision within 24 to 72 hours.

One fixed fee, disclosed in full before you sign. No factor rate, no equity and no personal guarantee.

Capital sized to your full operating picture, repayment that follows your revenue rather than a calendar, and a decision in 24 to 72 hours. You keep full ownership of your business.

A receivables financing agreement. It sets out your facility, the fixed fee and how repayment is drawn from your revenue, and you see all of it before you accept.

Working capital for eCommerce brands, from $20k to $1m. We combine inventory and revenue-based funding in a single facility, so the capital available reflects both what you hold and what you sell.

It can sit alongside either, or replace them. Unlike venture capital, you give up no equity. Unlike a bank, decisions take 24 to 72 hours, there are no fixed monthly repayments and no personal guarantee, and we underwrite on live trading data rather than historic accounts.

A US-registered eCommerce business (LLC, S-Corp or C-Corp), $20k+ in monthly online revenue and 12+ months of trading history. We also look for an inventory-based model selling on platforms like Shopify, Amazon or WooCommerce.

We fund established brands with 12+ months of trading history and $20k+ in monthly online revenue. If you're not there yet, book a call and we'll talk through where you stand.

Start with the Apply form. Answer a few questions about your business and you'll see an indicative funding estimate straight away. Then connect your sales channels, inventory, accounting and bank account, so we can underwrite on how you trade today. If you work with one of our 3PL partners, your inventory data can connect straight from their warehouse system. You get a decision within 24 to 72 hours, and once you sign, funds are disbursed to your bank account.

Connections to your sales channels, inventory, accounting software and bank account. We look at how your business trades today, not business plans or pitch decks.

No. There are no application fees, so you can see what's available with no commitment.

From application to funds in your account can take as little as 24 to 72 hours, depending on how complete your connected data is.

Repayment is drawn as a percentage of your daily revenue, so it follows your sales rather than a calendar. There are no fixed monthly payments.

Because repayment is a percentage of revenue, the amount drawn falls when sales fall. If you're facing a harder stretch, talk to us early.

We take data security and privacy seriously. We use your data only to assess your application, monitor active facilities and improve our services, and it is protected with encryption and security controls.

Only authorized members of our team involved in your funding. We never sell your data or share it without your consent.

Yes. Your data stays connected, so as you grow we can reassess your facility and fund your next inventory buy or campaign.

We help you find the right fulfillment partner. Our 3PL matchmaking introduces you to 3PLs from the CapRelease network, matched to your sector, volumes and service needs, with no obligation to proceed. Your data stays connected after your first facility, so follow-on funding for your next inventory buy or campaign is faster to arrange.

Yes. Talk to us before you need the capital. If you have a big inventory buy, a new product launch or the holiday season coming up, we'll work through it with you in advance, looking at the timing, the amount and how a facility would support it. When you're ready to draw, your data is already connected, so the decision is faster. Every facility is sized to a specific use, based on your live sell-through, inventory and cash data, so funding stays in step with your buying cycle.